Managing Your Money - Dealing With Debt

Credit Cards

Credit cards, if used carefully, can be a very useful part of managing your finances. However, they should remain an option resorted to on rare occasions. If credit card debt is allowed to accumulate it can very rapidly get out of control due to the exorbitant interest rates charged.

Mobile Telephones

Everyone agrees that mobile telephones have made life a lot easier. However, it is important to remember how expensive mobile telephone bills can be.

Make sure you take measures to keep your phone usage as low as possible and check with your provider that your plan or call rates are those most appropriate to your usage.

If you find your monthly bill becoming too expensive, consider switching to using a pre-paid SIM card. This enables you to keep a closer track of mobile telephone costs.

Legal Help

Legal advice is available to help students with any unexpected problems that arise. See below for more information and contact details relevant to your campus.

Clayton Campus

The Monash-Oakleigh Legal Service provides legal advice and assistance to students, staff and the general community.

Caulfield and Peninsula

Peninsula Community Legal Centre Inc - A solicitor is available on a sessional basis during semester to give advice and referral on any legal matter.

Gippsland

The Student Union can provide referral to Legal Aid's Morwell offices for students who are seeking legal remedies to a problem. For more information contact MUGSU.